For cancellations requested a week or more before the reservation date, 15% taxes and 4% bank or PayPal commission will be withheld. "These amounts have already been collected by the bank"
For cancellations requested less than a week from the reservation date, there is no refund.
For cancellations of diving courses, for example "Open Water Course", "Advance Course", the "Digital Training Material" will be charged, which is the theoretical information that has already been provided to the client. Plus the tax and bank commission.